For years, President Obama has been telling the American people not to worry about Obamacare changing the coverage they already have and like. If you like your healthcare plan, you can keep it, Obama said time and time again. Remember that line? Let’s refresh everyone’s memory:
That was his pitch – nothing to see here. All of you with health insurance, this doesn’t affect you. It only affects those without health insurance who will now have access to affordable plans.
Well guess what folks? His pitch was patently false. He got you, hook line and sinker.
The Los Angeles Times, typically a liberal bastion, wrote a piece detailing the hundreds of thousands of California residents who are now losing their current healthcare plans because they do not meet Obamacare’s minimum standards. Forced to find a new plan on the Obamacare exchanges or pay a fine, they are faced with plans carrying much higher premiums and deductibles than they had been paying. The National Center for Public Policy is reporting that the numbers may be as high as 1.5 million Americans who have lost their current coverage so far.
And what’s more, the Obama administration knew as early as 2010 that it wasn’t true that everyone would keep their healthcare plans. Buried in Obamacare regulations from July 2010 is an estimate that 40%-67% of Americans who buy their insurance individually would lose their current healthcare plans once Obamacare was implemented. Even Democratic Whip Steny hoyer is now admitting he knew.
An NBC News investigation is reporting that:
Four sources deeply involved in the Affordable Care Act tell NBC NEWS that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”
None of this should come as a shock to the Obama administration. The law states that policies in effect as of March 23, 2010 will be “grandfathered,” meaning consumers can keep those policies even though they don’t meet requirements of the new health care law. But the Department of Health and Human Services then wrote regulations that narrowed that provision, by saying that if any part of a policy was significantly changed since that date — the deductible, co-pay, or benefits, for example — the policy would not be grandfathered.
Buried in Obamacare regulations from July 2010 is an estimate that because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy. And because many policies will have been changed since the key date, “the percentage of individual market policies losing grandfather status in a given year exceeds the 40 to 67 percent range.”
NBC News goes on to report that George Schwab from North Carolina, was “perfectly happy” with his healthcare plan from Blue Cross Blue Shield which insured him and his wife for a $228 monthly premium. He received a letter in September from his insurer saying his plan was no longer available and offered him a comparable plan that carried a $1,208 monthly premium and a $5,500 deductible. The best option he’s found on the Obamacare exchange offers $948 a month premium and he is considered simply paying the fine for going without insurance.
So for years, leading up to the passage of Obamacare and through the 2012 election, President Obama has been lying to the American people. And now Americans like George Schwab are feeling the pain.
This is the problem, ladies and gentlemen, with liberal fantasies of entitlement programs. “We have to pass the law to find out what’s in it,” Nancy Pelosi said in 2010. Just another version of President Obama’s “nothing to see here” pitch – it’s all gravy, healthcare for those who don’t have it and no change for those who do have healthcare. And lower premiums for everyone! Don’t worry about it, everybody wins here.
Only except nothing is free here on planet earth. Everything comes at a price. That is a simple truth that is so often lost on liberals. Would it be great if everyone had access to quality affordable healthcare? Of course. Anyone who would disagree with that is a moron. But we must live, here on planet earth, in reality. While Obamacare may provide access to healthcare for American’s who previously did not have it and couldn’t afford it, it is also causing millions of Americans who did have healthcare to lose their plans and face higher premiums. Everything comes at a cost.
Those of us who knew President Obama’s Shangri-la promises of healthcare and lower premiums for all were simply wishful thinking were right. And as it turns out, also a bit naïve. For little did we know, the President had been lying to us all for years.
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